World wallet

World Wallet is a fintech company built for the African diaspora sending money back home, starting with the Ghana and Nigeria corridors.

Since 2023, our founder has been taking frequent trips to Ghana where she volunteered a few times each year. This quickly meant constantly guessing whether £400 or £700 would get the same 10,000 GHS — the exchange rate was never something anyone could pin down. But this wasn’t the spark behind World Wallet. The real reason World Wallet exists is because she repeatedly watched her mum dip into her savings just to cover the shortfall when the rate dropped before she could send money home.

Most transfer apps are built for speed. World Wallet is built to protect your money. Our Convert, Hold & Grow model lets users lock in a market rate indefinitely.  So, a falling rate never erodes the value of what they’re sending or saving. Held balances also earn monthly interest, so money isn’t just sitting still, it’s growing.

World Wallet is for frequent flyers, people running businesses abroad, and anyone supporting family back home who’s tired of the rate working against them.